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Are you a Business
Owner?
Take advantage of
that occasional once in a lifetime opportunity - - the
Impulse
Sale!
Be
prepared to accept all forms of
payment!
"I have been working with business
owners in the merchant services industry since
1992. In that time I have come to a very
simple conclusion - - most business owners feel
like . . .
. . . when it comes to getting
merchant
services."
There are many
factors that come into play when you are looking for the
right program for your business. Consider the
following:
Brick and Mortar Store
Solutions:
We offer a wide variety
of POS Terminals from Verifone to Nurit just to
name a few. These terminals may be used
for such services as credit card acceptance,
gift and loyalty card programs, various check
acceptance programs just to name a few. We also
offer a suite of POS Cash Register Systems along with
surveillance systems plus many other programs and
services that provide great benefits
to brick and mortar store owners. Back to
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Internet
Solutions:
This creates an
opportunity for your business to make money while you
are sleeping, taking the dog out for a walk or
vacationing in your most favorite place. This
is accomplished through an e-commerce
gateway.
Our Universal Gateway
is an electronic payment gateway that functions as the
cash register of your internet store front. Sell
products online 24-hours a day, 7-days a week, to
customers worldwide. Our Universal Gateway
E-Commerce System consists of two individual
components - - LinkSmart and Smart
Terminals.
The LinkSmart Terminal
System connects your website to the Gateway's secure
servers. Once the customer enters the necessary
data on a secure payment transaction page, the Gateway
quickly processes the transaction in real-time (3 - 5
seconds) and returns the customer back to your
site. Easy, fast and affordable.
The Smart Terminal
allows you to log into your Universal Gateway account
from any web browser in the world any time of
day, manually enter and process orders received by
mail, phone or fax. This is done in a similar
fashion as a credit card terminal, except the card is
not swiped but instead it is keyed. The Smart
Terminal is your "virtual" credti card terminal.
The Smart Terminal also lets you upload recurring
transactions easily, such as monthly billing cycles or
commonly known as "Periodic Billing". Back to
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Trade Shows or Mobile
Merchants:
We have several
wireless POS Solutions for mobile merchants. We
even have equipment that will make your terminal work
with a cellular phone.
Typical
examples of where a mobile merchant is
used:
| • |
Installation and Repair |
| • |
Pizza
and Other Food Delivery |
| • |
Appliance Delivery and
Repair |
| • |
Furniture Delivery and
Repair |
| • |
Plumbers |
| • |
Electricians |
| • |
Taxis |
| • |
Limousines |
| • |
Swap
Meet Vendors |
| • |
Home
Delivery |
| • |
Messenger Services |
| • |
Carpet Cleaners |
| • |
Tow
Trucks |
| • |
Show
Vendors |
| • |
Mall
Kiosks |
| • |
Craft
Show Vendors |
| • |
Computer Show Vendors |
| • |
Tool
Delivery |
|
Back
to
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PC
Software:
Transform your personal
computer into a virtual POS credit card terminal with
this powerful yet easy-to-install software
package. Back to
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International
Merchants:
| Single Currency
Processing: (Option
for US & Canada Only) |
|
Our single
currency processing solution is directly linked to
a range of bank processing systems. Secure
links provide rapid authorization of a shopper's
transaction, confirmation to both you and your
shopper along with real-time access to our
online reporting
system. |
| Multi-Currency
Processing: (Option
for all countries) |
|
Our
multi-currency processing system enables you to
offer your products and services in over 130
different currencies, and to receive payment for
them from a range of 25 remittance
currencies. We manage the uncertainty of
foreign exchange rates for you, allowing your
shoppers the unique choice of purchasing goods and
services from you in a currency that they
recognize and understand. We believe that
offering a multi-currency payment option
encourages shoppers to order from your web site
rather than go elsewhere. Back to
Top |
Build and Manage your own
website solutions:
Starting up your
own complete e-Commerce website has never been easier
and more efficient. With our complete set of
online business building tools, literally anyone can
manage a commerce store front. This website
is built using these tools.
How it
Works
No longer do you
have to be a large corporation to have your own, fully
functional, e-Commerce website. Web Tools were
created for business people that wish to conduct
commerce over the internet, but do not wish to spend
thousands of dollars to wait for someone else to develop
and maintain their website. Simply create and
maintain your own professional website complete with
shopping cart management and incredible marketing tools
to drive in business.
All you do is
log in to your own website, create pages or make changes
whenever you want and your pages are active. No
FTP uploading of web pages, no HTML programming, no
waiting for someone to do it for you. It is simple
and fast.
This is a
complete suite to manage and maintain your e-Commerce
storefront including shopping cart, marketing tools,
client management, inventory and statistical
tracking. Everything you need to get your
online store started and going! Back to
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Gift and Loyalty Card
Program
If you
are looking for ways to:
| • |
Increase your cash flow . .
. |
| • |
Develop customer loyalty . .
. |
| • |
Increase sales . . . |
| • |
Reduce or eliminate cash refunds on
returned items . .
. |
We know of very
few vehicles to do all that with the ROI (return on
investment) that you'll enjoy when you set up a gift and
loyalty card program.
Customers love the convenience of Gift
and Loyalty Cards
Here's why
the ROI is extremely impressive.
| •
|
Gifts
Cards are rarely used for exactly their full
value. Either the consumer spends more than
face value (known as "ticket lift") or less than
face value (known as "breakage"). Either
way, your business wins. |
| • |
Gift
cards can double as loyalty cards - rewarding
repeat clients. |
| • |
Gift
cards are safer than paper gift certificates
because they eliminate fraud and counterfeiting of
paper gift certicates. |
| • |
Gift
cards are easier to use than paper certificates -
instead of taking up to 20 minutes to issue one
certificate, you can load a gift card in 20 - 30
seconds. |
| • |
Plastic cards are also great
advertising tools because they are
brandable. Customers will carry a
mini-billboard in their wallet or
purse. |
Facts
you should know . . .
| •
|
The
market for purchasing gift and loyalty cards is
growly rapidly - estimated $164B in 2005.
(Source: Celent Communications) |
| • |
Approximately 55 percent of survey
respondents who have received gift cards reported
they needed more than one trip to deplete the
value stored on their cards. In addtion, the
majority of return shoppers said they spent more
than their card's initial value. |
| • |
Average card value was $60 in
2006, up from $51 per card a year
ago. |
Gift
Card Frequently Asked Questions
(FAQ)
What POS
Systems support a gift and loyalty card
program?
You can start
accepting your own customized gift and
loyalty cards in the next 21 days with any of
the following POS Systems:
| Verifone OMNI series
(all) |
| Verifone Trans 380 and
480 |
| Lipman Nurits (all) |
| Hypercom T7 series |
| Hypercom ICE series |
| eDirex POS Cash Register
Solutions |
Does your
system support chain stores?
Yes. This
is called "Pooling". Let's say you have 2 (or
2,000) store locations. Location A sells a gift
card to a loyal customer - - that customer can
shop and buy at Location B (or L, or Q, or
XYZ).
Store A will
keep the funds from the purchase of the gift
and loyalty card. Once the card is redeemed,
we will transfer the funds to the redeeming location and
report the transaction to you on a monthly
basis.
Will my mail
order or internet business be able to use the gift card
program?
Yes. Your
customer will receive a gift card number instead of a
phyical card. The customer will simply provide
their gift card number to redeem the card's value.
Contact your representative for more detailed
information.
What happens
if the gift card is lost or stolen?
Fear not.
We can negate the value of the lost or stolen gift card
and you will be able to re-issue a new card to your
(relieved) customer. Back to
Top
Check Conversion
Program
WHAT IS
CHECK CONVERSION?
Check conversion
is when a retail merchant accepts a check from a
customer and instead of having to go to the bank to
deposit it, the check is converted from a paper draft
into an ACH debit. The check is then automatically
ACH'ed from the customer's DDA account and deposited
into the merchant's DDA account. In many cases the
merchant receives payment faster than depositing a paper
check (especially out-of-state checks).
The check is
converted by the merchant running the check through a
check imager. The POS System prints out a
receipt for the customer's signature. The
check and signed receipt is handed back to the
customer.
CHECK
GUARANTEE
One of the
largest drawbacks of accepting paper checks is that
the merchant leaves themselves open to fraudulent checks
and checks that bounce. In addition to uncollected
funds, the merchant is also likely to get charged by the
bank for NSF fees.
With
Check Guarantee the check writer is checked against
a nationwide database of bad check writers. If the
check passes it is guaranteed to be good and funds will
be deposited, even if there are non-sufficient funds in
the customer's account. the merchant will
eliminate NSF fees and the merchant will not be charged
back for any returned checks.
VERIFICATION
Verification is
when the check writer is checked against a nationwide
database of bad check writers. The terminal could
return a positive or negative match, either way it is up
to the merchant to accept the check. It is not
guaranteed. The largest benefit is that there is
not a discount rate to the merchant.
SUMMARY
OF BENEFITS
The benefits of
Check Conversion with Guarantee:
| 1. |
Increased sales by accepting all
personal checks, including
out-of-state. |
| 2. |
Eliminate bad checks. |
| 3. |
Avoid
extensive paper handling (sorting, deposit, etc)
by employees - the check is handed back to the
customer after being scanned. |
| 4. |
Faster availability of funds,
especially for out-of-state checks. |
| 5. |
Eliminate NSF and deposit fees from
the merchant's bank. |
| 6. |
No
paper claims filing for bad
checks. |
| 7. |
Detailed online reporting
available. |
| 8 |
It's
a simple process, similar to a credit card
transaction. |
EQUIPMENT
Check Conversion
is compatible with the following equipment:
| POS TERMINALS |
|
WITH THIS CHECK
READER |
| Verifone OMNI 3200 and 3750 |
|
Verifone CR1000 |
| Lipman Nurit 2085, 2085+, 3000 and
3200 |
|
MagTek MICR Reader or RDM
Imager |
DIFFERENT SERVICES
There are
different services available in addition to Check
Conversion with Guarantee. At this point only
Check Conversion with Guarantee and Check Conversion
with Verification are being released. Thus the two
available programs are:
| eGold Program (Check
Conversion with Guarantee) |
| eSilver Program
(Check Conversion with Verification) |
| Back
to
Top |
Other Check Programs and
Options:
We also
offer Check Programs along with many other options to
accept monies from your customers. Back to
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If you
have an interest in one or more of the options above or
simply have some general questions, please
click here.
Affiliate
Program Terms and
Conditions Webmaster | 
